WebOct 30, 2024 · The FDCPA prohibits debt collectors from contacting your mom, or any other third party, except to find information to locate you, the debtor. If you can demonstrate that the collector knows, or should know, of your whereabouts, then contacting your mom or a friend violates the FDCPA. WebAug 22, 2016 · The law allows debt collectors to call friends or family to learn your address and phone number. But this call is strictly regulated: the collector must identify himself and tell your friend that he is confirming your location information; the collector can't identify his employer unless your friend asks;

Can debt collectors discuss your debt with your family members?

WebNo. Debt collectors can call family members, but only to obtain your address and phone number. They may not reveal that they are a debt collector or indicate that you owe a debt. Contents [ hide] 1 Why is a … WebJan 16, 2024 · Yes, unfortunately, it is legal for debt collectors to call family members, friends and neighbors. But debt collectors are very limited as to what they can say. The FDCPA, sections 804 & 805, clearly states that a debt collector may contact a family member, friend or neighbor but only for the purpose of trying to locate you. That’s it. indication endoxan

Debts and Deceased Relatives Consumer Advice

WebJan 27, 2024 · Under the new rules that go into effect on November 30, 2024, a collector can’t call you more than seven times in seven consecutive days. The collector can’t … WebHaving debt collectors constantly call and harass you, courts giving creditors permission to take money out of your bank account: No wonder … WebKnow Your Rights! Under the FDCPA, a debt collector may NOT call a third party, such as your employer, friends or family, if: he or she knows how to contact you directly. he or she knows that you are represented by an attorney. A debt collector can NEVER discuss your debts with third parties. indication flaminal